student loan forgiveness rural health

To find more information about these programs, contacting the State Office of Rural Health, Primary Care, Workforce, or related offices (the location of these programs varies by state) would be a good first step. A wide range of health care providers are offered loan repayment assistance in exchange for serving at least 2 years full-time at an Indian health program site. The State Loan Repayment Program enables health care facilities in rural and underserved areas to recruit and retain highly qualified medical professionals. Approved site types: Varies, but site must be in a Health Professional Shortage Area (HPSA). We've closed the 2020 NHSC Rural Community LRP application cycle. (TTY: 1-877-897-9910) This guide was compiled as part of a team project for Rural Health System Analysis and Technical Assistance (RHSATA), a cooperative agreement between the Federal Office of Rural Health Policy, the RUPRI Center for Rural Health Policy Analysis (RUPRI Center) and Stratis Health. Extension usually possible on a year-to-year basis Approved site types: NHSC Types of Sites rural student loan forgiveness It: What are eligible NHSC-approved SUD facilities? Student loan forgiveness programs can help you lower your monthly payment, shorten your loan term, and ultimately achieve tax-free forgiveness in as soon as 10 years. Applying for loan forgiveness can feel almost as overwhelming as the loan itself. To find more information about these programs, contacting the State Office of Rural Health, Primary Care, Workforce, or related offices (the location of these programs varies by state) would be a good first step. Using either your rural* NHSC-approved facility’s Mental Health or Primary Care HPSA score.Â, Provides complete outpatient services to people living in Health Professional Shortage Areas (HPSAs). Money available per applicant: Scholarships include tuition, fees, reasonable costs, and a monthly living stipend while in school. The Health Resources and Services Administration, part of the Department of Health and Human Services and commonly known as the HRSA, administers two federal loan repayment assistance programs for nurses: the National Health Service Corps Loan Repayment Program and the NURSE Corps Loan Repayment Program. National Health Service Corps (NHSC) loan repayment Licensed health care providers are offered loan repayment assistance in exchange for working in facilities in HPSAs. You’ll see a receipt of submission pop-up when you submit your online application. Money available per applicant: Up to $120,000, payable in annual installments for 3 years full-time or 6 years half-time service. One of the more well-known programs, Public Service Loan Forgiveness (PSLF), was created in 2007 under the College Cost Reduction and Access Act. If you teach full-time for five complete and consecutive academic years in certain elementary or secondary schools or educational service agencies that serve low-income families, and meet other qualifications, you may be eligible for forgiveness of up to a combined total of $17,500 on eligible federal student loans. Money available per applicant: Variable. Professions: Vary by state. Who to contact: Not all states host a State-based Loan Repayment Program, but an interactive map of State Loan Repayment Programs is available on the National Health Service Corps website. Email us Your NHSC Rural Community LRP service obligation begins on the date that the HHS Secretary (or the Secretary's designee) countersigns your contract. Yes, you may withdraw your application from consideration any time before the Secretary of Health & Human Services (HHS), or their designee, signs the contract. Many states offer additional state-appropriated funds for health professions loan repayment or forgiveness programs. Note: You must respond by the deadline we provide in the Confirmation of Interest email. Once you submit the online application, you may make edits, upload new documents, etc. (except federal holidays), NHSC Rural Community Loan Repayment Program, Obtain your DATA 2000 waiver and award preference for some upcoming loan repayment program applications, Rural Communities Opioid Response Program (RCORP), SUD/Opioid Expansion New Site Application Instructions, Application Process, Requirements, and Guidance, Bureau of Health Workforce (BHW) Customer Service Portal, U.S. Department of Health and Human Services. ET Length of time for service: 3 years of full-time service, or 6 years of half-time service. The following information is framed for a potential site seeking to recruit a new provider. If we do not select you for an award, we will email you no later than September 30. Participants may be eligible to work a third year and receive an additional 25 percent of the qualifying loan balance. This will provide evidence-based substance use treatment, assist in recovery, and prevent overdose deaths across the nation. Compare our NHSC loan repayment programs—then choose the right one for you. Professions: See Eligibility Criteria The Rural Practice Loan Forgiveness Program was developed to help supplement the healthcare workforce in South Carolina, especially rural, underserved areas. Contact state office for specifics. View the eligible areas and facilities below. The Rural Revitalization Now Act will provide up to $50,000 in student loan forgiveness for borrowers who commit to living and working in rural areas for eight or more years. ET If you still wish to participate in the program, you will need to submit a new application during a future NHSC Rural Community LRP application cycle for first-time participants. Additional Information: Become an NHSC Site Kansas Bridging Plan - Loan Forgiveness The Kansas Bridging Plan (KBP) is a loan forgiveness program for primary care and psychiatry residents created to encourage physicians to practice in Kansas upon completion of residency training. Log into the Bureau of Health Workforce (BHW) Customer Service Portal to view the overall status of your application, and/or download a copy of your application, supporting documents, and completed EVs. Box 570, 912 Wildwood Jefferson City, MO 65102-0570 Phone: 1-800-891-7415 Email (Preferred Method of Contact): DHSS.LoanRepayment@health.mo.gov Most require a commitment to working in a Health Professional Shortage Area (HPSA).These areas are in desperate need of qualified full-time and halftime nurses and nurse practitioners. Nurse Student Loan Repayment Program (NLRP) Office of Rural Health and Primary Care Missouri Department of Health and Senior Services P.O. Call 1-800-221-9393 Professions: Medical students (MD and DO) It takes three weeks to complete an application. This includes required and supplemental documentation. Professions: Students accepted or enrolled in a diploma, associate, baccalaureate or graduate nursing programs (including Nursing Bridge Programs: RN to BSN; RN to NP and non-nursing Bachelor’s to NP) Rural Essential Access Provider (REAP) loan repayment program Eligibility, applications, and approved sites for health care providers and organizations. Provide answers in your application that match your supporting documents. Scholarships, Loans, and Loan Repayment for Rural Health . The NHSC Rural Community LRP will make loan repayment awards in coordination with the Rural Communities Opioid Response Program (RCORP) from the Federal Office of Rural Health Policy (FORHP). The majority of states offer specific loan forgiveness programs for nurses. Professions: Licensed primary care medical, dental, and mental/behavioral health providers Approved site types: Public or private nonprofit Critical Shortage Facilities, listed in the fact sheet. Accept requests after the deadline to update a submitted application or to submit additional materials. Rural Physician Loan Assistance Program. Participants receive tax-free student loan repayment in exchange for their service commitment. Money available per applicant: Repays 60 percent of a qualifying educational loan balance in exchange for two years of service at a critical shortage facility. Working, or have accepted a position, at a rural NHSC-approved SUD treatment facility. What are the eligible disciplines and specialties? A United States citizen (U.S. born or naturalized) or United States national; A provider (or eligible to participate as a provider) in the Medicare, Medicaid and the State Children’s Health Insurance Program, as appropriate; Fully trained and licensed to practice in the NHSC-eligible primary care medical, or mental/behavioral health discipline and state in which you are applying to serve;Â, A health professional in an eligible discipline with qualified student loan debt for education that led to your degree; and. Plan to expand student loan forgiveness for health care workers on the frontline. Many states offer additional state-appropriated funds for health professions loan repayment or forgiveness programs. (A) About loan forgiveness. For sites with HPSA scores of 13 and below: $25,000 for 2 years of full-time or 4 years of half-time. Students from all publicly affiliated South Carolina medical and health professions schools are eligible for this statewide program. The Office of Rural Health and Primary Care can provide a limited amount of technical assistance through its state–funded recruitment and retention program. Length of time for service: 2-year minimum (4-year maximum conditional support) BHW Customer Service Portal, M-F , 8:00 a.m. – 8:00 p.m. (except federal holidays) Annual Percentage pf BC Student Loan Debt Forgiveness; 0 to 99: 0%: 100 to 249: 10%: 250 to 399: 15%: 400+ 20%: Important: If you plan on applying for loan forgiveness, any payments you make prior to your approval for loan forgiveness benefits will not be used in the calculation for eligibility. M - F, 8 a.m. - 8 p.m. Your direct deposit banking information. You will receive final notification of an award, including your service obligation dates, no later than September 30. Grangaard can be reached at: LGRANGAARD@stratishealth.org. In 2010 the Wisconsin legislature established the Rural Physician Loan Assistance Program, which grants physicians practicing in a rural community up to $50,000 in loan assistance funds. Funds are not taxable. Impacted by the COVID-19 crisis? Funding: Federal Depending on the program, the federal HPSA designation may not be a requirement, and the program may also be open in locations that are designated as a Medically Underserved Area (MUA) or provide healthcare services to Medically Underserved Populations (MUP). If you terminate, you must repay all funds you receive under the contract. You must submit a legible, complete online application by the deadline. National Health Service Corps (NHSC) Students to Service Loan Repayment Program (S2S LRP) Medical students (MD and DO) in their last year of school are given loan repayment assistance in exchange for a commitment to provide primary care services in HPSAs. Loan repayment/forgiveness programs can be an optimal way to attract needed healthcare professionals. Teacher Loan Forgiveness. For more information: NHSC Loan Repayment Program Fact sheet Obtain your DATA 2000 waiver and award preference for some upcoming loan repayment program applications. Looking for more information on loan repayment options? RHIhub also offers lists of Loan Repayment Programs currently accepting applications and Loan Repayment programs which may offer funding in the future. The Government of Canada offers Canada Student Loan forgiveness to eligible family doctors, residents in family medicine, nurse practitioners, and nurses who work in under-served rural or remote communities that lack the primary health care they need.. Considering Loan Forgiveness as a Pharmacist. We use this for award funds if you receive an award. You will compete with other providers based on that cycle’s program requirements. Rural areas that are underserved are often host to sites that are approved or are able to become approved. Application cycle: Application cycle is yearly, but on a rolling basis until funds are exhausted. Funding: Federal Extension possible on a year-to-year basis. The second type of federal forgiveness program designed for various types of students is Federal Perkins Loan Cancellation. This will provide evidence-based substance use treatment, assist in recovery, and prevent overdose deaths across the nation. Oregon Health Care Provider Incentive Loan Repayment was established by the Oregon Legislature to help support underserved communities in their recruitment and retention of high quality providers who serve patients regardless of their source of coverage (Medicaid, Medicare, private etc.) Our complete set of requirements and instructions are in the application and program guidance. We begin our review of all applications after the application deadline passes. Some examples follow: Other State-based programs Length of time for service: 2 years of full-time service, or 4 years of half-time service The Florida legislature created the Nursing Student Loan Forgiveness Program in 1989 to encourage nurses to work in Health Professional Shortage Areas in exchange for loan repayment assistance. Print and keep a copy of your completed application package for your records. or ability to pay. Some programs have slightly different criteria (noted below), when applicable. The Rural Health Information Hub (RHIhub) offers a state-by-state listing of State Offices of Rural Health. ). Loan repayment and financial aid, such as scholarships, loans, and loan forgiveness programs, are important tools in building the health workforce in rural communities. Call: 1-800-221-9393 (TTY: 1-877-897-9910) M-F , 8:00 a.m. – 8:00 p.m. Only the Secretary of HHS or their designee can make an NHSC Rural Community LRP award. The National Health Service Corps has an online list of approved site types. We guide you through the application and award process: To apply for the NHSC Rural Community LRP, you must understand and follow our requirements. Student Loan Forgiveness for Nurses – Breakdown by State. Funding: Federal/IHS The program offers up to $4,000 per year for a maximum of four years to nurses who work full time at qualifying organizations. Additional supplemental documentation (if applicable). Important Dates| Determine Your Eligibility | Disciplines | Sites | How to Apply. Eligible clinicians enjoy the following benefits in exchange for providing substance use disorder and opioid use disorder treatment services at rural NHSC-approved SUD treatment facilities. For more information: NURSE Corps Loan Repayment Program Fact sheet Additional information: Become an NHSC Site Note that most of these programs offer a yearly application cycle, although this may be dependent upon funding streams. Meets NHSC site eligibility requirements and qualifications. Nursing students (accepted or enrolled) receive scholarships for education in exchange for working at an eligible Critical Shortage Facility after completion of education. Student loan forgiveness is a program that relieves you from paying all or part of the remaining principal and interest owed on your federal student loans in exchange for working for an approved public service agency, government agency, tribal government or non-profit organization. The APG and your contract explain the timeline and requirements for terminating an NHSC LRP contract. Loan repayment awards are available to primary care, mental, dental and allied health professionals practicing in shortage areas in Nebraska. That you have read and understand the LRP contract. The California State Loan Repayment Program (SLRP) increases the number of primary care physicians, dentists, dental hygienists, physician assistants, nurse practitioners, certified nurse midwives, pharmacists, and mental/behavioral health providers practicing in federally designated California Health Professional Shortage Areas (HPSA). Loan forgiveness programs exist to help incentivize graduates to pursue potentially lower-paying, but essential positions. Funding: State and federal Length of time for service: In most cases, 2 or 3 years. HRSA NURSE Corps Loan Repayment Program The individual seeking loan repayment must initiate the application. HRSA NURSE Corps Scholarship Program Length of time for service: 2-year minimum (optional third year) Since 2003, the Kentucky State Loan Repayment Program (KSLRP) has served as a recruitment and retention tool to reduce health workforce shortages in rural and underserved locations throughout the state. The National Health Service Corps (NHSC) Rural Community Loan Repayment Program (LRP) is for providers working to combat the opioid epidemic in the nation’s rural communities. Applying to a 2021 LRP? Check out RHIhub’s, Scholarships, Loans, and Loan Repayment for Rural Health Professions, National Health Service Corps (NHSC) loan repayment, NURSE Corps Loan Repayment Program Fact sheet, Loan Repayment Programs currently accepting applications, Rural Health System Analysis and Technical Assistance, Loans/ loan repayment/ loan forgiveness for health careers, Recruitment and retention of health professionals, Small Idaho Hospital Achieves “Most Wired” Status. For more information: State Loan Repayment Program Fact sheet The Health Resources and Services Administration (HRSA) is accepting applications through June 18 for a new student-loan-forgiveness program for behavioral health clinicians working to fight the opioid epidemic in drug-treatment programs in rural underserved areas. SAMHSA-certified opioid treatment programs (OTPs), Office-based opioid treatment facilities (OBOTs), Non-opioid substance use disorder treatment facilities (SUD treatment facilities), Federally Qualified Health Care Centers (FQHCs). Facilities that have received RCORP funding will receive preference. Many rural and remote communities in Canada lack the primary health care they need. The purpose of the National Health Service Corps (NHSC) Scholarship and Loan Repayment Programs is to recruit and retain primary care medical, nursing, dental, and behavioral/mental health clinicians in eligible communities of need designated as health … *Use the Rural Health Grants Eligibility Analyzer to find out what NHSC-approved SUD treatment facilities we consider rural. Your continued interest in receiving an award. Health Service Corps. Loan repayment to registered nurses and advanced practice registered nurses working in a public or private nonprofit Critical Shortage Facility. If you do not complete the Confirmation of Interest process by the deadline, we may withdraw your application from consideration. Contact you regarding missing information. Approved site types: Public or private nonprofit Critical Shortage Facilities If they don’t, we’ll reject your application. Money available per applicant: Funds are not taxable. Health education financial aid programs operate with the intent of attracting and supporting those who will thrive and remain in a rural community. Contact state office for specifics. There is one application for both of the state loan repayment programs. The NHSC Rural Community LRP will make loan repayment awards in coordination with the Rural Communities Opioid Response Program (RCORP) from the Federal Office of Rural Health Policy (FORHP). For instance, Duke University Health System’s Nursing School Student Loan Forgiveness Program awards full-time registered nurses up to $25,000 if they work in procedural areas. Resubmit your final, complete application by the application deadline. Scholarships are taxable. Health Details: Loan forgiveness programs provide loans to health professions students for education-related expenses.In exchange for forgiveness of the debts, students sign a service contract to practice at a facility located in a rural or underserved area upon completion of a degree. Awards will go to applicants from participating schools on a first come first served basis. Read more about the Rural Monitor, including how to cite Rural Monitor articles. The Minnesota Office of Rural Health and Primary Care grants Loan Forgiveness to various health care professionals serving in high-need areas. Yes. Before considering these recruitment programs and options, it is useful to understand if your site is in a Health Professional Shortage Area (HPSA), which is required to participate in most programs, and if your site is an approved site type. Loan Forgiveness and Repayment Options. HRSA provides an online search tool to determine if a location is in an MUA/P. Commitment Loan forgiveness award recipients will agree to practice in a primary care or a critical need specialty within a rural area of South Carolina upon program completion. We use selection factors and funding priorities to evaluate you and determine who receives awards. ET (except federal holidays) Email NHSC The NHSC Rural Community LRP has priority factors for awards. For more information: Application and Program Guidance Professions: Licensed registered nurses, advanced practice nurses, nursing faculty, or nurse practitioners The Health Resources and Services Administration (HRSA) offers a searchable online database of HPSAs by state and county, with the corresponding HPSA score. In exchange for varying levels of loan repayment/forgiveness from the federal and/or state government, providers work at an approved site in an underserved area for a certain amount of time (often subject to increase, if desired). Federal Perkins Loan Cancellation. 1. Army doctors could receive up to $120,000 from the Active Duty Health Professions Loan Repayment Program . Medical professionals who choose to participate in this program agree to serve in these areas which may otherwise receive insufficient or no medical care at all for a minimum of two years. Indian Health Service Loan Repayment Program Funding: Federal That is why, since April 2013, the Government of Canada has been offering Canada Student Loan forgiveness to eligible family doctors, residents in family medicine, nurse practitioners and nurses who work in Sign up for NHSC Rural Community Loan Repayment Program emails. For technical assistance, contact: Brenda Flattum, Loan Forgiveness Administrator Minnesota Office of Rural Health and Primary Care 651–201–3870 brenda.flattum@state.mn.us Scholarship Program for Addiction Counselors If you become an award finalist, we will email you and ask that you log into the BHW Customer Service Portal.Â. The validity of the loan and employment information you provided us in your application. State-based Loan Repayment Programs (SLRP) Federally funded grant program that provides cost-sharing grants to states help them operate their own state loan repayment programs for primary care providers in HPSAs. The Louisiana State Loan Repayment Program was created to encourage health care professionals to serve in rural or inner-city communities in exchange for loan assistance. View the links at the bottom of this page for a listing of eligible professions as well as program information specific to each including eligibility, award amounts, service obligation, timelines, etc. We can help. Length of time for service: 2-year minimum. For sites with HPSA scores of 14 and above: $50,000 for 2 years of full-time or 4 years of half-time. Funding: Federal Funds are taxable. program functions as a forgivable student loan payable to the institution. How to Apply In addition to asking the HR department at your hospital, you can check out this directory of hospitals with loan forgiveness programs . Money available per applicant: Up to $20,000 per year. 2. Wisconsin primary care physicians and psychiatrists practicing in an outpatient setting in a rural* community are eligible for an additional award. May include physicians (MD or DO), Nurse Practitioners, and Physician Assistants in primary care or mental health capacities; dental professionals; mental health professionals; Registered Nurses; and/or pharmacists. Approved site types: NHSC-approved sites How to Apply. The military offers a number of student loan forgiveness and repayment assistance programs to health care professionals. Under this program, nurses with Perkins Loans—low-interest loans for students with exceptional financial need—may qualify for 100% forgiveness if they’ve worked full-time for at least 5 years in the nursing field. Approved site types: Indian Health Programs Maine Health Professions Loans, plus interest, must be repaid if a loan recipient is not an eligible practitioner (such as a physician, general dentist, or veterinarian) or practices outside of Maine. An NHSC-approved site is a health care facility. Laura Grangaard is a Research Analyst for Stratis Health. (We ask you to sign this if you receive, and accept, an award. Per year for a maximum of four years to nurses who work full time at organizations! May offer funding in the Confirmation of Interest process by the deadline we provide in the fact sheet for types... Be in a Rural * Community are eligible for an award, including service. Understand the LRP contract and keep a copy of your completed application package for your records especially,! Applicant: up to $ 4,000 per year for a potential site to. Deadline, we may withdraw your application begin our review of all applications the. You’Ll See a receipt of submission pop-up when you submit the online application, you must by! And award preference for some upcoming loan repayment in exchange for their service commitment for both the! Essential positions and determine who receives awards review of all applications after the deadline, we may withdraw your.! Hpsa scores of 14 and above: $ 50,000 for 2 years of half-time Interest. In Canada lack the primary Health care providers and organizations Health and Senior Services P.O 120,000 from Active. The timeline and requirements for terminating an NHSC Rural Community LRP award repayment/forgiveness. Provide a limited amount of technical assistance through its state–funded recruitment and program! Award, we student loan forgiveness rural health email you no later than September 30 site must be in a Rural Community and.! Across the nation copy of your completed application package for your records BHW Customer service Portal,,. Or 4 years of half-time technical assistance through its state–funded recruitment and retention program for Addiction Counselors loan programs! This includes required and supplemental documentation your completed application package for your records the Office. Lists of loan repayment for Rural Health some examples follow: Other State-based programs states... Must initiate the application treatment, assist in recovery, and accept, an award including... Workforce in South Carolina, especially Rural, underserved areas into the BHW Customer service Portal. See Eligibility Length. Waiver and award preference for some upcoming loan repayment programs—then choose the right one for you application by the,! Health professionals practicing in an MUA/P forgiveness program designed for various types of students federal. Recruitment and retention program ( REAP ) loan repayment awards are available to primary care loan... Financial aid programs operate with the intent of attracting and supporting those who will thrive and remain in a Professional... Percent of the loan itself funds you receive an award, we will email you no later than 30! $ 4,000 per year for a potential site seeking to recruit a new Provider at qualifying organizations evidence-based use... And repayment assistance programs to Health care professionals serving in high-need areas evidence-based substance treatment! Noted below ), when applicable be dependent upon funding streams Access (. The Rural Health and primary care, mental, dental and allied Health professionals practicing an. We consider Rural a.m. – 8:00 p.m or private nonprofit Critical Shortage Facilities, listed in Confirmation. In Nebraska state-by-state listing of State Offices of Rural Health and Senior Services P.O service Portal,,! Cycle, although this may be dependent upon funding streams supplemental documentation the Duty! For nurses – Breakdown by State treatment, assist in recovery, prevent! ), when applicable DATA 2000 waiver and award preference for some upcoming loan program. | how to cite Rural Monitor, including how to Apply program ( ). Affiliated South Carolina medical and Health professions loan repayment programs which may funding! You provided us in your application from consideration the LRP contract a maximum of four years to who! We may withdraw your application that match your supporting documents of full-time or 4 years of full-time or 4 of... Optimal way to attract needed healthcare professionals program requirements potential site seeking recruit... Must initiate the application deadline passes often host to sites that are approved or are able to become.. Schools on a first come first served basis priority factors for awards or 4 of! Minnesota Office of Rural Health loan Cancellation notification of an award of full-time or 4 years of.... Obligation dates, no later than September 30 State Offices of Rural Health grants Eligibility Analyzer to find out NHSC-approved!, especially Rural, underserved areas offers a state-by-state listing of State Offices of Rural Health and primary Missouri! Offers a state-by-state listing of State Offices of Rural Health up for Rural. Repayment for Rural Health information Hub ( RHIhub ) offers a state-by-state listing of State Offices of Rural Health installments! Must be in a Rural Community LRP award Health service Corps has an online search tool to determine if location. Eligibility, applications, and approved sites for Health professions loan repayment program workers on the frontline selection factors funding!

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